Do financial inclusion and R&D matter? Exploring the effect of uncertainty on economic performance

C-Tier
Journal: Applied Economics
Year: 2022
Volume: 54
Issue: 3
Pages: 307-325

Authors (3)

Chien-Chiang Lee (City University of Macao) Chih-Wei Wang (not in RePEc) Chen-Min Pan (not in RePEc)

Score contribution per author:

0.335 = (α=2.01 / 3 authors) × 0.5x C-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

Using a dataset that includes 24 developing and developed countries for the period 1984–2017, this research adopts outstanding deposits with commercial banks to GDP ratio and research and development (R&D) expenditure to GDP ratio as main proxies of financial inclusion and R&D, respectively. The empirical results suggest that promoting financial inclusion or R&D can offset the harmful effects of uncertainty on economic performance and that the impact of R&D with uncertainty is statistically significantly greater than the impact of financial inclusion with uncertainty. Moreover, our subsample analyses indicate that the mitigating effects of financial inclusion and R&D exist in nonfinancial crisis periods, developed countries, and the European region. To address endogeneity concerns, we employ six instrumental variables in a two-stage least squares regression (IV-2SLS). Our findings have useful policy implications to government for dealing with economic policy uncertainty for the economy’s benefit.

Technical Details

RePEc Handle
repec:taf:applec:v:54:y:2022:i:3:p:307-325
Journal Field
General
Author Count
3
Added to Database
2026-01-25