The anatomy of financial vulnerabilities and banking crises

B-Tier
Journal: Journal of Banking & Finance
Year: 2020
Volume: 112
Issue: C

Authors (3)

Lee, Seung Jung (Federal Reserve Board (Board o...) Posenau, Kelly E. (not in RePEc) Stebunovs, Viktors (not in RePEc)

Score contribution per author:

0.670 = (α=2.01 / 3 authors) × 1.0x B-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

We extend the framework of Aikman et al. (2017) that maps vulnerabilities in the U.S. financial system to a broader set of financial vulnerabilities in 27 advanced and emerging economies. We capture a holistic view of the evolution of financial vulnerabilities before and after a banking crisis. We find that, before a banking crisis, pressures in asset valuations materialize first and then a build-up of imbalances in the external, financial, and nonfinancial sectors occurs. After a crisis, these vulnerabilities subside, but sovereign debt imbalances rise as governments try to mitigate the consequences of the crisis. Our main indexes, which aggregate these vulnerabilities, predicts banking crises better than the credit-to-GDP gap (CGG) or sector-specific vulnerability indexes, especially at long horizons. Our aggregate indexes also explain the variation in the severity of banking crises and the duration of recessions relatively well, as it incorporates possible spillover and amplification channels of financial vulnerabilities from one sector to another. Therefore, our framework is useful for macroprudential policy making and crisis management.

Technical Details

RePEc Handle
repec:eee:jbfina:v:112:y:2020:i:c:s0378426618300864
Journal Field
Finance
Author Count
3
Added to Database
2026-01-25