The Impacts of Microcredit: Evidence from Bosnia and Herzegovina

A-Tier
Journal: American Economic Journal: Applied Economics
Year: 2015
Volume: 7
Issue: 1
Pages: 183-203

Authors (4)

Britta Augsburg (Institute for Fiscal Studies (...) Ralph De Haas (not in RePEc) Heike Harmgart (not in RePEc) Costas Meghir (Yale University)

Score contribution per author:

1.005 = (α=2.01 / 4 authors) × 2.0x A-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

We use an RCT to analyze the impacts of microcredit. The study population consists of loan applicants who were marginally rejected by an MFI in Bosnia. A random subset of these were offered a loan. We provide evidence of higher self-employment, increases in inventory, a reduction in the incidence of wage work and an increase in the labor supply of 16-19-year-olds in the household's business. We also present some evidence of increases in profits and a reduction in consumption and savings. There is no evidence that the program increased overall household income. (JEL C93, G21, I38, J23, L25, P34, P36)

Technical Details

RePEc Handle
repec:aea:aejapp:v:7:y:2015:i:1:p:183-203
Journal Field
General
Author Count
4
Added to Database
2026-01-24