Are Older People Aware of Their Cognitive Decline? Misperception and Financial Decision-Making

S-Tier
Journal: Journal of Political Economy
Year: 2024
Volume: 132
Issue: 6
Pages: 1793 - 1830

Score contribution per author:

4.022 = (α=2.01 / 2 authors) × 4.0x S-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

We investigate whether older people correctly perceive their cognitive decline and the potential financial consequences of misperception. First, we show that older people tend to underestimate their cognitive decline. We then show that those experiencing a severe decline but unaware of it are more likely to suffer wealth losses. These losses largely reflect decreases in financial wealth and are mainly experienced by wealthier people who were previously active on the stock market. Our findings support the view that financial losses among older people unaware of their cognitive decline are the result of bad financial decisions, not of rational disinvestment strategies.

Technical Details

RePEc Handle
repec:ucp:jpolec:doi:10.1086/728697
Journal Field
General
Author Count
2
Added to Database
2026-01-25