Competition, Bonuses, and Risk-taking in the Banking Industry

B-Tier
Journal: Review of Finance
Year: 2013
Volume: 17
Issue: 2
Pages: 653-690

Score contribution per author:

0.670 = (α=2.01 / 3 authors) × 1.0x B-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

Remuneration systems in the banking industry, in particular bonus payments, have frequently been blamed for contributing to the buildup of risks leading to the recent financial crisis. In our model, banks compete for managerial talent that is private information. Competition for talent sets incentives to offer bonuses inducing risk-taking that is excessive not only from society's perspective but also from the viewpoint of the banks themselves. In fact, bonus payments and excessive risk-taking are increasing with competition. Thus, our model offers a rationale why bonuses are paid even when reducing the expected profits of banks. Copyright 2013, Oxford University Press.

Technical Details

RePEc Handle
repec:oup:revfin:v:17:y:2013:i:2:p:653-690
Journal Field
Finance
Author Count
3
Added to Database
2026-01-24