The cross-border effects of bank capital regulation

A-Tier
Journal: Journal of Financial Economics
Year: 2024
Volume: 160
Issue: C

Score contribution per author:

2.011 = (α=2.01 / 2 authors) × 2.0x A-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

We study the international coordination of bank capital requirements under a host-country rule: the requirement depends on where the borrower, not the bank, is located. In such a regime, countries compete for scarce bank equity capital. Raising a country’s requirement may generate bank capital outflows as well as inflows. We pin down the condition for the sign of the capital flow and the associated externality, and highlight the policy implications. Absent collaboration, overshooting is likely: individual countries have an incentive to increase Basel III’s Counter-Cyclical Capital Buffer too much in good times and cut it too much in bad times.

Technical Details

RePEc Handle
repec:eee:jfinec:v:160:y:2024:i:c:s0304405x24001351
Journal Field
Finance
Author Count
2
Added to Database
2026-01-24