Stress testing climate risk: A network-based analysis of the Chinese banking system

B-Tier
Journal: Journal of International Money and Finance
Year: 2024
Volume: 149
Issue: C

Authors (5)

Xu, Hai-Chuan (not in RePEc) Li, Tai-Min (not in RePEc) Dai, Peng-Fei (not in RePEc) Nguyen, Duc Khuong (École de Management Léonard de...) Zhou, Wei-Xing (East China University of Scien...)

Score contribution per author:

0.402 = (α=2.01 / 5 authors) × 1.0x B-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

Assessing the impact of climate risks on the financial system is one of the most urgent issues currently. We build a network-based climate risk model to explain how a shock from climate policies translates into shocks in the banking system. Then, we conduct macroprudential stress tests on the Chinese banking system under various climate policy scenarios. We show that under the policy target of peaking the carbon in 2030 and CO2 concentration no more than 500 ppm in 2100, individual banks in China will face equity losses ranging from 1.93% to 14.03%, equivalent to an overall loss of 6.94% in 2025. When considering the electric power sector's adoption of green energy technologies, the adverse effects will be slightly mitigated. Our stress tests suggest that the implementation of climate policies should be gradual and consider potential economic impacts so that climate goals can be achieved without undue shocks to the economy.

Technical Details

RePEc Handle
repec:eee:jimfin:v:149:y:2024:i:c:s0261560624001943
Journal Field
International
Author Count
5
Added to Database
2026-01-26