Bank-based versus market-based financing: Implications for systemic risk

B-Tier
Journal: Journal of Banking & Finance
Year: 2020
Volume: 114
Issue: C

Score contribution per author:

1.005 = (α=2.01 / 2 authors) × 1.0x B-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

Against the background of the great financial crisis, this paper assesses the merits of bank-based versus market-based financing by exploring the relationship between financial structure and systemic risk. The findings indicate that bank-based financial structures are associated with higher systemic risk than market-based financial structures. In relatively bank-based financial structures, bank financing is found to increase systemic risk while market financing decreases systemic risk. By contrast, in relatively market-based financial structures, bank and market financing do not impact systemic risk. Together, the results signal that market-based financial structures are more resilient to systemic risk.

Technical Details

RePEc Handle
repec:eee:jbfina:v:114:y:2020:i:c:s0378426620300443
Journal Field
Finance
Author Count
2
Added to Database
2026-01-24