Social capital and the cost of bank equity: Cross-country evidence

B-Tier
Journal: Journal of Banking & Finance
Year: 2022
Volume: 141
Issue: C

Authors (2)

Score contribution per author:

1.005 = (α=2.01 / 2 authors) × 1.0x B-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

We examine, for the first time in the literature, the impact of social capital on the cost of bank equity worldwide. We reach two interesting conclusions. First, consistent with the view that the social capital of a region can constrain managerial opportunistic behavior, enhance the flow of information, and mitigate moral hazard and agency concerns, we find that banks from countries with higher social capital operate with lower cost of equity. Second, consistent with the view of a substitutional relationship between formal and informal institutions we find that the association of social capital with the cost of bank equity becomes weaker in countries with strong formal institutions. The results hold while controlling for numerous bank-level and country-level characteristics, as well as when we account for endogeneity with the use of an instrumental variables approach.

Technical Details

RePEc Handle
repec:eee:jbfina:v:141:y:2022:i:c:s0378426622001297
Journal Field
Finance
Author Count
2
Added to Database
2026-01-28