Precautionary Savings or Working Longer Hours?

B-Tier
Journal: Review of Economic Dynamics
Year: 2006
Volume: 9
Issue: 2
Pages: 326-352

Score contribution per author:

2.011 = (α=2.01 / 1 authors) × 1.0x B-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

This paper quantifies the macroeconomic implications of the lack of insurance against idiosyncratic labor market risk. I show that in a model economy calibrated to observed individual level data, households make ample use of work effort as a consumption smoothing mechanism. As a consequence, aggregate consumption is 0.6% lower, work effort is 18% higher and labor productivity is 12% lower than they would be in a complete markets setting. Not surprisingly, the welfare benefits of moving towards complete markets are very large. Accounting for the whole transition to the new complete markets steady state I find the welfare costs of market incompleteness above 16% of individual lifetime consumption. (Copyright: Elsevier)

Technical Details

RePEc Handle
repec:red:issued:v:9:y:2006:i:2:p:326-352
Journal Field
Macro
Author Count
1
Added to Database
2026-01-29