Private Equity and Financial Stability: Evidence from Failed‐Bank Resolution in the Crisis

A-Tier
Journal: Journal of Finance
Year: 2025
Volume: 80
Issue: 1
Pages: 163-210

Authors (3)

EMILY JOHNSTON‐ROSS (not in RePEc) SONG MA (not in RePEc) MANJU PURI (Duke University)

Score contribution per author:

1.341 = (α=2.01 / 3 authors) × 2.0x A-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

This paper investigates the role of private equity (PE) in failed‐bank resolutions after the 2008 financial crisis, using proprietary Federal Deposit Insurance Corporation failed‐bank acquisition data. PE investors made substantial investments in underperforming and riskier failed banks, particularly in geographies where local banks were also distressed, filling the gap created by a weak, undercapitalized banking sector. Using a quasi‐random empirical design based on detailed bidding information, we show that PE‐acquired banks performed better ex post, with positive real effects for the local economy. Overall, PE investors played a positive role in stabilizing the financial system through their involvement in failed‐bank resolution.

Technical Details

RePEc Handle
repec:bla:jfinan:v:80:y:2025:i:1:p:163-210
Journal Field
Finance
Author Count
3
Added to Database
2026-01-29