How do income and the debt position of households propagate fiscal stimulus into consumption?

B-Tier
Journal: Journal of Economic Dynamics and Control
Year: 2022
Volume: 143
Issue: C

Authors (2)

Rüth, Sebastian K. (Universität Erfurt) Simon, Camilla (not in RePEc)

Score contribution per author:

1.005 = (α=2.01 / 2 authors) × 1.0x B-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

Expansions in public spending induce a surge of private consumption that is accompanied by increasing post-tax income of households, on average, during the U.S. postwar era. Endogenously reacting income, however, appears insufficient to fully rationalize conditional co-movement of private and public spending: private spending even expands in times during which disposable income does not rise, and for medium-income household groups that do not experience income gains. Corroborating these observations, we show within a SVAR-IV framework that fiscal stimulus causally prompts households to take on more credit. This favorable debt cycle is paralleled by dropping credit rates/spreads and inflating collateral prices, e.g., real estate prices, suggesting that softening borrowing constraints support the accumulation of private debt and help rationalizing the absence of consumption crowding-out.

Technical Details

RePEc Handle
repec:eee:dyncon:v:143:y:2022:i:c:s0165188922001610
Journal Field
Macro
Author Count
2
Added to Database
2026-01-29