Kicking the Can Down the Road: Government Interventions in the European Banking Sector

A-Tier
Journal: The Review of Financial Studies
Year: 2021
Volume: 34
Issue: 9
Pages: 4090-4131

Authors (4)

Viral V Acharya (New York University (NYU)) Lea Borchert (not in RePEc) Maximilian Jager (not in RePEc) Sascha Steffen (not in RePEc)

Score contribution per author:

1.005 = (α=2.01 / 4 authors) × 2.0x A-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

We analyze government interventions in the eurozone banking sector during the 2008–2009 financial crisis. Using a novel data set, we document that fiscally constrained governments “kicked the can down the road” by providing banks with guarantees instead of fully-fledged recapitalizations. We econometrically address the endogeneity associated with bailout decisions in identifying their consequences. We find that forbearance prompted undercapitalized banks to shift their assets from loans to risky sovereign debt and engage in zombie lending, resulting in weaker credit supply, elevated risk in the banking sector, and, eventually, a greater reliance on liquidity support from the European Central Bank.

Technical Details

RePEc Handle
repec:oup:rfinst:v:34:y:2021:i:9:p:4090-4131.
Journal Field
Finance
Author Count
4
Added to Database
2026-01-24