Industry tournament incentives and the US financial systemic risk

B-Tier
Journal: Review of Finance
Year: 2025
Volume: 29
Issue: 4
Pages: 1259-1302

Authors (3)

Tu Nguyen (not in RePEc) Sandy Suardi (University of Wollongong) Jing Zhao (not in RePEc)

Score contribution per author:

0.670 = (α=2.01 / 3 authors) × 1.0x B-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

Motivated by Coles, Li, and Wang (2020)’s prediction that industry tournament incentives are linked to heightened risk-seeking behavior, we examine whether these incentives contribute positively to systemic risk. Using a measure of systemic risk that captures the cross-sectional tail dependency between the US financial system and individual financial institutions, we find that the external pay gap is positively related to an institution’s contribution to systemic risk. Consistent with our expectation, industry tournament incentives are positively associated with individual financial institutions’ stock return volatility, Value at Risk, and crash risk, thus indirectly contributing to systemic risk due to financial institutions’ inherent interconnectedness. More interestingly, the external pay gap is positively related to an institution’s financial industry beta and encourages systemically risky activities, suggesting an important impact channel through institutions’ undertaking correlated activities.

Technical Details

RePEc Handle
repec:oup:revfin:v:29:y:2025:i:4:p:1259-1302.
Journal Field
Finance
Author Count
3
Added to Database
2026-01-29