Quantifying structural subsidy values for systemically important financial institutions

B-Tier
Journal: Journal of Banking & Finance
Year: 2013
Volume: 37
Issue: 10
Pages: 3830-3842

Score contribution per author:

1.005 = (α=2.01 / 2 authors) × 1.0x B-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

Claimants to Systemically Important Financial Institutions (SIFIs) would receive transfers when governments are forced into bailouts. Ex ante, this bailout expectation lowers SIFIs’ daily funding costs. The funding cost advantage reflects both the structural level of the government support and the time-varying market valuation for such a support. Based on a large worldwide sample of banks, we estimate the value of the structural subsidy, by exploiting expectations of state support embedded in credit ratings and by applying the long-run average value of the rating bonus. The value of the structural subsidy was already sizable, 60basis points (bp), as of the end-2007, before the crisis. It increased to 80bp by the end-2009.

Technical Details

RePEc Handle
repec:eee:jbfina:v:37:y:2013:i:10:p:3830-3842
Journal Field
Finance
Author Count
2
Added to Database
2026-01-29