The efficacy of (self-)verification instruments in risky investments: An experiment

B-Tier
Journal: Journal of Economic Behavior and Organization
Year: 2025
Volume: 240
Issue: C

Authors (3)

Stenzel, Aurel (not in RePEc) Requate, Till (not in RePEc) Waichman, Israel

Score contribution per author:

0.670 = (α=2.01 / 3 authors) × 1.0x B-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

To deal with information asymmetry, investors and firms currently rely on expensive verification processes. However, new technologies enable firms to share information at a much lower cost. We employ a sender-receiver game to model risky investments, in which firms may misreport their type to an investor. We then experimentally test the effectiveness of (self-)verification instruments against a pure trust-based scenario. We find that firms deceive considerably less, and investors trust more than expected, even in the baseline treatment without (self-)verification. Investors’ expected payoffs are higher under self-verification than in the baseline. Yet, the availability of a low-cost self-verification technology does not fully eliminate the information asymmetry. Our findings could be explained by models that consider intrinsic costs of lying and altruistic preferences.

Technical Details

RePEc Handle
repec:eee:jeborg:v:240:y:2025:i:c:s0167268125004147
Journal Field
Theory
Author Count
3
Added to Database
2026-01-29