Nonparametric Estimation of Search Costs for Differentiated Products: Evidence from Medigap

A-Tier
Journal: Journal of Business & Economic Statistics
Year: 2020
Volume: 38
Issue: 4
Pages: 754-770

Authors (2)

Score contribution per author:

2.011 = (α=2.01 / 2 authors) × 2.0x A-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

This article develops a method to estimate search frictions as well as preference parameters in differentiated product markets. Search costs are nonparametrically identified, which means our method can be used to estimate search costs in differentiated product markets that lack a suitable search cost shifter. We apply our model to the U.S. Medigap insurance market. We find that search costs are substantial: the estimated median cost of searching for an insurer is $30. Using the estimated parameters we find that eliminating search costs could result in price decreases of as much as $71 (or 4.7%), along with increases in average consumer welfare of up to $374.

Technical Details

RePEc Handle
repec:taf:jnlbes:v:38:y:2020:i:4:p:754-770
Journal Field
Econometrics
Author Count
2
Added to Database
2026-01-29