The interest group theory of banking sector expansion in China: Evidence from a quasi-natural experiment

B-Tier
Journal: Journal of International Money and Finance
Year: 2020
Volume: 107
Issue: C

Authors (3)

Liu, Guanchun (not in RePEc) Zhang, Chengsi (Renmin University of China) Zhu, Yueteng (not in RePEc)

Score contribution per author:

0.670 = (α=2.01 / 3 authors) × 1.0x B-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

This study investigates whether the state-owned enterprise group inhibits banking sector expansion, thus impeding competition in China, as depicted in the interest group theory. To address potential endogeneity, our identification scheme employs a Chinese bank-deregulation policy for joint-equity and city commercial banks implemented in 2009. We collect Chinese bank branch data manually and use the difference-in-difference estimation method to explore two-dimension variations in the interest group theory: state-owned shareholding and year. The results show that higher state-owned shareholdings lead to fewer commercial bank entries, especially in regions with more intensive industry and bank competition. A further counterfactual analysis indicates that a 24% loss of the observed increase in the number of small- and medium-sized banks from 2009 to 2013 is attributed to impediments of state-owned capital. These findings suggest that mitigating the influence of state-owned enterprises is likely to simultaneously promote financial development and capital allocation efficiency.

Technical Details

RePEc Handle
repec:eee:jimfin:v:107:y:2020:i:c:s0261560620301819
Journal Field
International
Author Count
3
Added to Database
2026-01-29