Government guarantees and bank liquidity creation around the world

B-Tier
Journal: Journal of Banking & Finance
Year: 2024
Volume: 158
Issue: C

Authors (4)

Berger, Allen N. (not in RePEc) Li, Xinming (not in RePEc) Saheruddin, Herman (not in RePEc) Zhao, Daxuan (Renmin University of China)

Score contribution per author:

0.503 = (α=2.01 / 4 authors) × 1.0x B-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

Governments provide bank guarantees, such as deposit insurance. While risk effects are well researched, impacts on bank output remain largely unexplored. We investigate bank output effects using data from 75 countries/regions on bank liquidity creation, a comprehensive bank output measure. We address reverse causality, examining home-country guarantee effects on liquidity creation by subsidiary banks in foreign host nations, and mitigate omitted-variables concerns with host country × year fixed effects and home country controls. Findings suggest home-country guarantees decrease subsidiary bank liquidity creation up to 10%, and hold prior to, during, and after the Global Financial Crisis.

Technical Details

RePEc Handle
repec:eee:jbfina:v:158:y:2024:i:c:s0378426623002340
Journal Field
Finance
Author Count
4
Added to Database
2026-01-29