Unencumbered by style: Why do funds change factor loadings, and does it help?

B-Tier
Journal: Journal of Banking & Finance
Year: 2025
Volume: 181
Issue: C

Authors (3)

Bai, Ting (not in RePEc) Hilscher, Jens (University of California-Davis) Scherbina, Anna (not in RePEc)

Score contribution per author:

0.670 = (α=2.01 / 3 authors) × 1.0x B-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

We show that, rather than maintaining a constant style, active equity funds alter their factor loadings over time. Style changes are larger following quarters in which funds either substantially under- or out-perform other funds based on returns or fund flows, which is explained by managers both not correcting the resulting passive style drift and deliberately reallocating a portion of the portfolio. Motivated by this observation, we identify a new measure of manager skill, which we call “tactical investment skill.” It captures a manager’s ex-ante observable ability to increase future returns through loadings changes. We show that high-skill managers outperform their low-skill peers in the following month in terms of raw returns and alphas. This outperformance is more pronounced following quarters with large loadings changes.

Technical Details

RePEc Handle
repec:eee:jbfina:v:181:y:2025:i:c:s0378426625001645
Journal Field
Finance
Author Count
3
Added to Database
2026-02-02