Aggregate demand externality and self-fulfilling default cycles

A-Tier
Journal: Journal of Monetary Economics
Year: 2025
Volume: 156
Issue: C

Authors (4)

Benhabib, Jess (New York University (NYU)) Dong, Feng (not in RePEc) Wang, Pengfei (not in RePEc) Xu, Zhenyang (not in RePEc)

Score contribution per author:

1.005 = (α=2.01 / 4 authors) × 2.0x A-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

Recurrent clustered episodes of corporate default are a long-standing puzzle that standard models driven by observable fundamentals struggle to explain. We develop a general equilibrium model where demand externality generates such default cycles endogenously through a self-fulfilling mechanism. In our framework, a decline in aggregate output reduces individual firm revenues and values, raising default risk. The subsequent exit of defaulting firms further depresses aggregate output, creating a positive feedback loop and pessimistic expectations about defaults can become self-fulfilling. This mechanism generates multiple equilibria and features endogenous, sentiment-driven default cycles. A global dynamic analysis using Bogdanov–Takens bifurcation reveals a rich set of dynamics, including periodic orbits, that are overlooked by standard local analysis. Our framework thus provides a microfounded explanation for business cycle patterns driven by internal economic forces, as emphasized by the empirical literature of endogenous business cycles.

Technical Details

RePEc Handle
repec:eee:moneco:v:156:y:2025:i:c:s0304393225000984
Journal Field
Macro
Author Count
4
Added to Database
2026-01-24