Online financial and demographic education for workers: Experimental evidence from an Italian Pension Fund

B-Tier
Journal: Journal of Banking & Finance
Year: 2023
Volume: 151
Issue: C

Authors (3)

Billari, Francesco C. (Università Commerciale Luigi B...) Favero, Carlo A. (not in RePEc) Saita, Francesco (not in RePEc)

Score contribution per author:

0.670 = (α=2.01 / 3 authors) × 1.0x B-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

This study experimentally tests a low-cost, Internet-based,online literacy intervention program implemented with the largest employer-based pension fund in Italy. This program, called Financial Education and Planning for a Long Life (Finlife) included: 1) an online instructional video on financial, and demographic (survival) literacy; 2) an experimental design to evaluate the impact of the online videoprogram on financial and demographic literacy, as well as and on short-term behavioral changes in behavior; and 3) a follow-up to assess the impact of the videoprogram on subsequent choices of available investment lines in the Italian pension fund. Finlife was designed as a low-cost and, scalable approach aimed at increasing financial and demographic survival literacy, which is consistent with a ‘nudge’ philosophy. Based on the findings, Finlife significantly increased the financial and demographic survival literacy of the participants, and pushed them towards seeking more information and becoming more active in financial decisions.

Technical Details

RePEc Handle
repec:eee:jbfina:v:151:y:2023:i:c:s0378426623000742
Journal Field
Finance
Author Count
3
Added to Database
2026-01-24