Credit growth, the yield curve and financial crisis prediction: Evidence from a machine learning approach

A-Tier
Journal: Journal of International Economics
Year: 2023
Volume: 145
Issue: C

Authors (5)

Bluwstein, Kristina (Bank of England) Buckmann, Marcus (not in RePEc) Joseph, Andreas (not in RePEc) Kapadia, Sujit (European Central Bank) Şimşek, Özgür (not in RePEc)

Score contribution per author:

0.804 = (α=2.01 / 5 authors) × 2.0x A-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

We develop early warning models for financial crisis prediction applying machine learning techniques on macrofinancial data for 17 countries over 1870–2016. Most nonlinear machine learning models outperform logistic regression in out-of-sample predictions and forecasting. We identify economic drivers of our machine learning models by applying a novel framework based on Shapley values, uncovering nonlinear relationships between the predictors and crisis risk. Throughout, the most important predictors are credit growth and the slope of the yield curve, both domestically and globally. A flat or inverted yield curve is of most concern when nominal interest rates are low and credit growth is high.

Technical Details

RePEc Handle
repec:eee:inecon:v:145:y:2023:i:c:s0022199623000594
Journal Field
International
Author Count
5
Added to Database
2026-01-24