Does the banking sector structure matter for credit procyclicality?

C-Tier
Journal: Economic Modeling
Year: 2012
Volume: 29
Issue: 4
Pages: 1035-1044

Score contribution per author:

0.335 = (α=2.01 / 3 authors) × 0.5x C-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

The aim of this paper is to investigate whether the banking sector structure matters in explaining credit procyclicality for 17 OECD countries over the 1986–2010 period. To this end, we first provide a detailed classification of the banking system structure through the use of a hierarchical clustering methodology. Relying on the estimation of panel VAR models and accounting for potential heterogeneity between countries, we then propose a measure of credit procyclicality based on the impulse-response function of credit to a shock in GDP. Our findings show that while credit significantly responds to shocks in GDP, the structure of the banking sector is not a key factor in assessing the procyclicality of credit for OECD countries.

Technical Details

RePEc Handle
repec:eee:ecmode:v:29:y:2012:i:4:p:1035-1044
Journal Field
General
Author Count
3
Added to Database
2026-01-24