Time preferences and consumer behavior

B-Tier
Journal: Journal of Risk and Uncertainty
Year: 2017
Volume: 55
Issue: 2
Pages: 119-145

Score contribution per author:

0.402 = (α=2.01 / 5 authors) × 1.0x B-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

Abstract We investigate the predictive power of survey-elicited time preferences. The discount factor elicited from choice experiments using real payments predicts various health, energy, and financial outcomes, including overall self-reported health, smoking, installing energy-efficient lighting, and credit card balance. Allowing for time-inconsistent preferences, both the long-run and present-bias discount factors (δ and β) are also significantly associated in the expected direction with several outcomes. We consider several hypotheses regarding the strength of the association between discount factors and outcomes, such as salience of the outcome or liquidity constraints.

Technical Details

RePEc Handle
repec:kap:jrisku:v:55:y:2017:i:2:d:10.1007_s11166-018-9272-8
Journal Field
Theory
Author Count
5
Added to Database
2026-01-24