The Impact of High School Financial Education: Evidence from a Large-Scale Evaluation in Brazil

A-Tier
Journal: American Economic Journal: Applied Economics
Year: 2016
Volume: 8
Issue: 4
Pages: 256-95

Authors (5)

Miriam Bruhn (World Bank Group) Luciana de Souza Leão (not in RePEc) Arianna Legovini (not in RePEc) Rogelio Marchetti (not in RePEc) Bilal Zia (World Bank Group)

Score contribution per author:

0.804 = (α=2.01 / 5 authors) × 2.0x A-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

We study the impact of a comprehensive high school financial education program spanning 6 states, 892 schools, and approximately 25,000 students in Brazil through a randomized control trial. The program increased student financial proficiency by a quarter of a standard deviation and raised grade-level passing rates. Short-term financial behaviors, however, show mixed results with significant improvements in students' savings and budgeting as well as positive spillovers to parents, but also an increase in students' use of expensive credit to make consumer purchases.

Technical Details

RePEc Handle
repec:aea:aejapp:v:8:y:2016:i:4:p:256-95
Journal Field
General
Author Count
5
Added to Database
2026-01-24