Are bank capital ratios pro-cyclical? New evidence and perspectives

B-Tier
Journal: Economic Policy
Year: 2016
Volume: 31
Issue: 86
Pages: 357-403

Score contribution per author:

1.005 = (α=2.01 / 2 authors) × 1.0x B-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

This paper analyses how the new Basel III leverage ratio and risk-weighted regulatory capital ratio behave over the cycle. The analysis proposes a set-up to test for the cyclical properties of bank capital ratios, taking into account structural shifts in banks’ behaviour during the global financial crisis and its aftermath. Using a large data set covering international banks headquartered in 14 advanced economies for the period 1994–2012, we find that the Basel III leverage ratio is significantly more countercyclical than the risk-weighted regulatory capital ratio: it is a tighter constraint for banks in booms and a looser constraint in recessions.

Technical Details

RePEc Handle
repec:oup:ecpoli:v:31:y:2016:i:86:p:357-403.
Journal Field
General
Author Count
2
Added to Database
2026-01-24