The Evolution of Income Risk and Consumption Insurance in South Korea over the Last Two Decades

B-Tier
Journal: Oxford Bulletin of Economics and Statistics
Year: 2021
Volume: 83
Issue: 2
Pages: 328-351

Score contribution per author:

0.670 = (α=2.01 / 3 authors) × 1.0x B-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

Using data from the Korea Labor Income Panel Study, we study the evolution of income risk and consumption insurance against transitory and permanent income shocks in South Korea over the last two decades. We find a decreasing trend in both income and consumption risks. Furthermore, we estimate that 47.6% of permanent income shocks and 9.8% of transitory income shocks pass through to consumption. We also provide evidence of substantial improvements in consumption insurance among the less educated and the older cohort nearing retirement. Our results suggest that recent developments of social safety net and welfare system may have played an important role in insuring income shocks in South Korea.

Technical Details

RePEc Handle
repec:bla:obuest:v:83:y:2021:i:2:p:328-351
Journal Field
General
Author Count
3
Added to Database
2026-01-24