Financial integration and credit democratization: Linking banking deregulation to economic growth

B-Tier
Journal: Journal of Financial Intermediation
Year: 2021
Volume: 45
Issue: C

Authors (4)

Berger, Elizabeth A. (not in RePEc) Butler, Alexander W. (Rice University) Hu, Edwin (not in RePEc) Zekhnini, Morad (not in RePEc)

Score contribution per author:

0.503 = (α=2.01 / 4 authors) × 1.0x B-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

We use a matching method that constructs synthetic counterfactual states to identify the channels that link bank deregulation to financial integration, and thereby to economic growth. We document a positive, but conditional, effect of financial integration on economic growth. We explore the heterogeneous effects of financial integration across states depending on the capital mobility in each state. Our results reveal a correlation between financial integration and subsequent banking sector changes related to an expansion in loan recipients. We show that financial integration democratizes lending and spurs economic growth.

Technical Details

RePEc Handle
repec:eee:jfinin:v:45:y:2021:i:c:s1042957320300115
Journal Field
Finance
Author Count
4
Added to Database
2026-01-25