Bailouts, sovereign risk and bank portfolio choices

B-Tier
Journal: Journal of Banking & Finance
Year: 2020
Volume: 119
Issue: C

Score contribution per author:

2.011 = (α=2.01 / 1 authors) × 1.0x B-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

I study the role of sovereign risk in determining the effects of expected bailouts on banks’ portfolio decisions. Empirically, data on Italian banks show that they decrease lending to firms and increase purchases of government bonds following an increase in the probability of a bailout, if the risk of sovereign default is sufficiently low. Crucially, the portfolio adjustment becomes weaker and eventually reverses sign as sovereign risk increases. To interpret these results, I develop a model in which the relation between the bailout probability and the corresponding payoff to bank owners (“bailout rents”) depends on sovereign risk. The model’s predictions are consistent with the key features of the data.

Technical Details

RePEc Handle
repec:eee:jbfina:v:119:y:2020:i:c:s0378426620301722
Journal Field
Finance
Author Count
1
Added to Database
2026-01-25