Banking relationship, information reusability, and acquisition loans

B-Tier
Journal: Journal of Banking & Finance
Year: 2022
Volume: 138
Issue: C

Authors (2)

Score contribution per author:

1.009 = (α=2.02 / 2 authors) × 1.0x B-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

We study whether and how banks reuse information across different but related borrowers in financing mergers and acquisitions. We find that stronger prior lending relationships between acquisition loan lenders and acquisition targets are associated with lower spreads and fewer covenant restrictions on acquisition loans. We show that the results are unlikely to be driven by unobservable acquirer, target, or lender characteristics. Consistent with the information asymmetry hypothesis, the effect is stronger when information asymmetry about the target firm is higher. We also find that the result is not driven by the coinsurance effect.

Technical Details

RePEc Handle
repec:eee:jbfina:v:138:y:2022:i:c:s0378426622000498
Journal Field
Finance
Author Count
2
Added to Database
2026-01-25