Portfolio selection with mental accounts: An equilibrium model with endogenous risk aversion

B-Tier
Journal: Journal of Banking & Finance
Year: 2020
Volume: 110
Issue: C

Score contribution per author:

0.670 = (α=2.01 / 3 authors) × 1.0x B-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

In Das et al. (2010), an agent divides his or her wealth among mental accounts that have different goals and optimal portfolios. While the moments of the distribution of asset returns are exogenous in their normative model, they are endogenous in our corresponding positive model. We obtain the following results. First, there are multiple equilibria that we parameterize by the implied risk aversion coefficient of the agent’s aggregate portfolio. Second, equilibrium asset prices and the composition of optimal portfolios within accounts depend on this coefficient. Third, altering the goal of any given account affects the composition of each portfolio.

Technical Details

RePEc Handle
repec:eee:jbfina:v:110:y:2020:i:c:s0378426619301669
Journal Field
Finance
Author Count
3
Added to Database
2026-01-24