Subsidizing Business Entry in Competitive Credit Markets

S-Tier
Journal: Journal of Political Economy
Year: 2025
Volume: 133
Issue: 11
Pages: 3652 - 3711

Authors (3)

Vincenzo Cuciniello (Banca d'Italia) Claudio Michelacci (not in RePEc) Luigi Paciello (not in RePEc)

Score contribution per author:

2.691 = (α=2.02 / 3 authors) × 4.0x S-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

We study business creation subsidies in a general equilibrium model where firms are financially constrained upon entry and borrow competitively by issuing long-term debt. If paid out before business formation (ex ante), the subsidy reduces start-ups’ debt and bankruptcy rates; if paid out as a refund of expenditures (ex post), it reduces equity rather than debt, raising bankruptcies among both new and existing firms. In a model calibrated to Southern Italy, the optimal subsidy is paid entirely ex ante, raising welfare by 2% of consumption. If paid ex post, the same subsidy would result in welfare losses.

Technical Details

RePEc Handle
repec:ucp:jpolec:doi:10.1086/737231
Journal Field
General
Author Count
3
Added to Database
2026-01-25