Size and earnings volatility of US bank holding companies

B-Tier
Journal: Journal of Banking & Finance
Year: 2012
Volume: 36
Issue: 11
Pages: 3008-3016

Authors (2)

Score contribution per author:

1.005 = (α=2.01 / 2 authors) × 1.0x B-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

We examine whether bank earnings volatility depends on bank size. Using quarterly data for bank holding companies in the United States for the period 1995Q1–2010Q3 and controlling for the quality of management, leverage, and diversification, we find that bank size reduces return volatility. However, the effect is non-linear: when bank size exceeds a certain threshold (about US$5billion) size is positively related to earnings volatility. The recent financial crisis decreased the threshold beyond which the impact of size on volatility turns positive.

Technical Details

RePEc Handle
repec:eee:jbfina:v:36:y:2012:i:11:p:3008-3016
Journal Field
Finance
Author Count
2
Added to Database
2026-01-25