Financial Globalization and Bank Lending: The Limits of Domestic Monetary Policy

B-Tier
Journal: Journal of Financial and Quantitative Analysis
Year: 2022
Volume: 57
Issue: 8
Pages: 3223-3251

Authors (2)

Score contribution per author:

1.009 = (α=2.02 / 2 authors) × 1.0x B-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

Exploring bank-level data from a small open economy, we present evidence that global funding conditions limit the effectiveness of domestic monetary policy in terms of shaping both the volume and the riskiness of bank lending. We show that more favorable global funding conditions associated with a local currency appreciation encourage banks to increase lending, leverage up, take more risks, and thus insulate themselves from lean-against-the-wind domestic monetary policy. These results support the existence of a risk-taking channel of currency appreciation at the bank level.

Technical Details

RePEc Handle
repec:cup:jfinqa:v:57:y:2022:i:8:p:3223-3251_11
Journal Field
Finance
Author Count
2
Added to Database
2026-01-25