The evolution of risk attitudes: A panel study of the university years

B-Tier
Journal: Journal of Risk and Uncertainty
Year: 2025
Volume: 70
Issue: 3
Pages: 225-248

Authors (3)

Catherine Eckel (Texas A&M University) Rick Wilson (not in RePEc) Nanyin Yang (not in RePEc)

Score contribution per author:

0.670 = (α=2.01 / 3 authors) × 1.0x B-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

Abstract We analyze a unique longitudinal dataset of university students to investigate the stability of risk preferences over a five-year period. Our findings indicate that subjects’ risk tolerance, as measured by incentivized lottery choices, tends to increase over time, while it moves in the opposite direction when assessed through a non-incentivized survey question. Furthermore, we exploit the COVID-19 pandemic to explore the impact of negative experiences and emotions on the temporal changes in subjects’ risk preferences. Our analysis reveals that, within the same group of respondents, the risk tolerance elicited by the incentivized measure proves to be more stable, whereas the survey measure exhibits greater sensitivity, declining in response to negative shocks. These results enhance our understanding of how risk preferences evolve over time and emphasize the importance of employing appropriate measurement methods when investigating risk attitudes.

Technical Details

RePEc Handle
repec:kap:jrisku:v:70:y:2025:i:3:d:10.1007_s11166-025-09457-7
Journal Field
Theory
Author Count
3
Added to Database
2026-01-25