Forward-looking moral hazard in social insurance

B-Tier
Journal: Labour Economics
Year: 2019
Volume: 60
Issue: C
Pages: 84-98

Score contribution per author:

0.670 = (α=2.01 / 3 authors) × 1.0x B-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

This study tests for forward-looking moral hazard in the sickness insurance system by exploiting a 1991 reform in Sweden. The replacement rate was reduced for short absences but not for long absences, which introduced a potential future cost of returning to work. Using this exogenous variation in the replacement rate and controlling for dynamic selection, we find that the potential future cost of returning to work decreased the outflow from long-term sickness absence. This finding suggests that long-term sickness absentees respond to economic incentives and are forward-looking, which highlights the importance of taking forward-looking behavior into account when designing and evaluating social insurance programs.

Technical Details

RePEc Handle
repec:eee:labeco:v:60:y:2019:i:c:p:84-98
Journal Field
Labor
Author Count
3
Added to Database
2026-01-25