Unveiling consumption patterns during COVID-19: Insights from credit cards

C-Tier
Journal: Economic Modeling
Year: 2025
Volume: 147
Issue: C

Authors (3)

Score contribution per author:

0.335 = (α=2.01 / 3 authors) × 0.5x C-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

This study examines the impact of the first wave of the COVID-19 pandemic on Italian consumer spending. Using a novel high-frequency dataset of credit card transactions and an event study approach, we analyze changes in spending behavior across expenditure categories and regions. We find that total transactions dropped by more than 50% during the national lockdown, with steeper declines in high-contact sectors and earlier contractions in Northern regions due to tighter initial restrictions. These results demonstrate the ability of high-frequency data to detect rapid shifts in consumer behavior and the importance of timely policy interventions in response to extreme events.

Technical Details

RePEc Handle
repec:eee:ecmode:v:147:y:2025:i:c:s0264999325000665
Journal Field
General
Author Count
3
Added to Database
2026-01-25