Banks’ risk-taking within a banking union

C-Tier
Journal: Economics Letters
Year: 2021
Volume: 204
Issue: C

Score contribution per author:

0.503 = (α=2.01 / 2 authors) × 0.5x C-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

We study the relationship between banks’ size and risk-taking in the context of supranational banking supervision. Consistently with theoretical work on banking unions and in contrast to analyses emphasising incentives underpinned by the too-big-to-fail effect, we find an inverse relationship between banks’ size and non-performing loan growth for a sample of European banks. Evidence is provided that the mechanism operates through the enhanced organisational efficiency of the supranational set-up rather than incentives alignment among the supervisors and the banks.

Technical Details

RePEc Handle
repec:eee:ecolet:v:204:y:2021:i:c:s0165176521001865
Journal Field
General
Author Count
2
Added to Database
2026-01-25