Rational exuberance at the mall: addiction to carrying a credit card balance

C-Tier
Journal: Applied Economics
Year: 2006
Volume: 38
Issue: 5
Pages: 587-592

Authors (2)

Kaili Shen (not in RePEc) David Giles (University of Victoria)

Score contribution per author:

0.503 = (α=2.01 / 2 authors) × 0.5x C-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

The Becker-Murphy model of rational addiction is tested with New Zealand credit card debt data. The results clearly favour the rational addiction model over the myopic, backward-looking model. The estimated short-run and long-run price elasticities are -0.58 and -2.32 respectively, and the estimated rate of time-preference is 6.7% per quarter.

Technical Details

RePEc Handle
repec:taf:applec:v:38:y:2006:i:5:p:587-592
Journal Field
General
Author Count
2
Added to Database
2026-01-25