Bank Bonuses and Bailouts

B-Tier
Journal: Journal of Money, Credit, and Banking
Year: 2014
Volume: 46
Issue: s1
Pages: 259-288

Score contribution per author:

1.005 = (α=2.01 / 2 authors) × 1.0x B-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

This paper shows that bonus contracts may arise endogenously as a response to agency problems within banks, and analyzes how compensation schemes change in reaction to anticipated bailouts. If there is a risk‐shifting problem, bailout expectations lead to steeper bonus schemes and even more risk taking. If there is an effort problem, the compensation scheme becomes flatter and effort decreases. If both types of agency problems are present, a sufficiently large increase in bailout perceptions makes it optimal for a welfare‐maximizing regulator to impose caps on bank bonuses. In contrast, raising managers' liability can be counterproductive.

Technical Details

RePEc Handle
repec:wly:jmoncb:v:46:y:2014:i:s1:p:259-288
Journal Field
Macro
Author Count
2
Added to Database
2026-01-25