Government intervention and bank markups: Lessons from the global financial crisis for the COVID-19 crisis

B-Tier
Journal: Journal of Banking & Finance
Year: 2021
Volume: 133
Issue: C

Score contribution per author:

0.402 = (α=2.01 / 5 authors) × 1.0x B-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

The COVID-19 pandemic could result in large government interventions in the banking industry. To shed light on the possible consequences on markups, we rely on the experience of the Global Financial Crisis and exploit granular data on government interventions in more than 800 banks across 27 countries between 2007 and 2017. Using a multivariate matching method, we find no evidence of an increase in markups. Interventions—especially longer and larger ones—have no significant impact on prices but they increase costs, mostly because of higher loan impairment charges, lowering markups.

Technical Details

RePEc Handle
repec:eee:jbfina:v:133:y:2021:i:c:s0378426621002715
Journal Field
Finance
Author Count
5
Added to Database
2026-01-25