Prize-linked savings games: Theory and experiment

B-Tier
Journal: Games and Economic Behavior
Year: 2022
Volume: 133
Issue: C
Pages: 202-229

Score contribution per author:

0.670 = (α=2.01 / 3 authors) × 1.0x B-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

We introduce a game in which each player can allocate her endowment in a prize-linked savings (PLS) account, which awards a fixed prize only to a randomly chosen winner. Like Tullock's contest, the probability for each player of winning the prize is the ratio of her PLS deposit to the total deposits made by all participating players. We derive a unique equilibrium and further examine the effects of introducing PLS as an alternative savings option to standard savings (SS), which yields a fixed rate of return. Both theory and experiment agree that introducing PLS lowers each participant's SS amount. While the theory suggests that the effect of introducing PLS on total savings (SS+PLS) is ambiguous, we find in the laboratory that the effect is positive and significant. By varying the PLS prize and group size, both PLS and total savings increase as the average PLS prize per subject increases.

Technical Details

RePEc Handle
repec:eee:gamebe:v:133:y:2022:i:c:p:202-229
Journal Field
Theory
Author Count
3
Added to Database
2026-01-25