Precautionary savings and shock-coping behaviors: Effects of promoting mobile bank savings on transactional sex in Kenya

B-Tier
Journal: Journal of Health Economics
Year: 2021
Volume: 78
Issue: C

Authors (2)

Jones, Kelly (American University) Gong, Erick (not in RePEc)

Score contribution per author:

1.005 = (α=2.01 / 2 authors) × 1.0x B-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

For the vulnerable, even small shocks can have significant short- and long-term impacts. Beneficial shock-coping mechanisms are not widely available in sub-Saharan Africa. We test whether an individual precautionary savings intervention can reduce a shock-coping behavior common in sub-Saharan Africa that has negative spillovers: transactional sex. Among a set of vulnerable women, we randomly assigned an intervention that promoted savings in a mobile banking account labeled for goals and emergency expenses. We find that a majority of individuals adopt the mobile account and the intervention led to reductions in transactional sex as a shock-coping response, and a decrease in symptoms of sexually transmitted infections. Changes are sustained in the medium-term among sex workers, but not among other vulnerable women.

Technical Details

RePEc Handle
repec:eee:jhecon:v:78:y:2021:i:c:s016762962100045x
Journal Field
Health
Author Count
2
Added to Database
2026-01-25