Consumer responses to the COVID‐19 crisis: evidence from bank account transaction data

B-Tier
Journal: Scandanavian Journal of Economics
Year: 2022
Volume: 124
Issue: 4
Pages: 905-929

Authors (4)

Asger Lau Andersen (not in RePEc) Emil Toft Hansen (not in RePEc) Niels Johannesen (Københavns Universitet) Adam Sheridan (not in RePEc)

Score contribution per author:

0.503 = (α=2.01 / 4 authors) × 1.0x B-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

In this paper, we use transaction‐level bank account data from Denmark to study the dynamics of consumer spending during the COVID‐19 pandemic. We document that aggregate spending initially dropped by almost 30 percent but recovered almost fully after the first wave. While spending plummeted in categories severely affected by supply restrictions, it increased in unaffected categories. Individual exposure to health risks and supply restrictions was associated with much larger spending cuts than exposure to income risk and unemployment. The findings suggest that the contraction was mainly caused by temporary health risks and supply restrictions, with a limited role for persistent negative spillovers.

Technical Details

RePEc Handle
repec:bla:scandj:v:124:y:2022:i:4:p:905-929
Journal Field
General
Author Count
4
Added to Database
2026-01-25