Performance and Merton-type default risk of listed banks in the EU: A panel VAR approach

B-Tier
Journal: Journal of Banking & Finance
Year: 2009
Volume: 33
Issue: 11
Pages: 2050-2061

Score contribution per author:

1.005 = (α=2.01 / 2 authors) × 1.0x B-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

This paper provides empirical evidence that sheds new light into the dynamic interactions between risk and efficiency, a highly debated issue. First, we estimate three alternative measures of bank performance, by employing a directional distance function framework, along with a cost frontier and a profit function. As a second step, we calculate a Merton-type bank default risk. Then, we employ a panel VAR analysis, which allows the examination of the underlying relationships between efficiency and risk without applying any a priori restrictions. Most evidence shows that the effect of a one standard deviation shock of the distance to default on inefficiency is negative and substantial. There is some evidence of a reverse causation. As part of a sensitivity analysis, we extent our study to investigate the relationship between efficiency and default risk for banks with different types of ownership structures and across financial systems with different levels of development.

Technical Details

RePEc Handle
repec:eee:jbfina:v:33:y:2009:i:11:p:2050-2061
Journal Field
Finance
Author Count
2
Added to Database
2026-01-25