Money on the table: Some evidence on the role of liquidity constraints in 401(k) saving

C-Tier
Journal: Economics Letters
Year: 2008
Volume: 99
Issue: 2
Pages: 402-404

Authors (2)

Engelhardt, Gary V. (not in RePEc) Kumar, Anil (University of Iowa)

Score contribution per author:

0.503 = (α=2.01 / 2 authors) × 0.5x C-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

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Abstract

Using Health and Retirement Study data on contributions, earnings, and pension plans, we examine the role of liquidity constraints in explaining why employees fail to take full advantage of employer matching contributions in 401(k) plans, leaving "money on the table."

Technical Details

RePEc Handle
repec:eee:ecolet:v:99:y:2008:i:2:p:402-404
Journal Field
General
Author Count
2
Added to Database
2026-01-25