Insurance, redistribution, and the inequality of lifetime income

B-Tier
Journal: Quantitative Economics
Year: 2025
Volume: 16
Issue: 2
Pages: 565-613

Score contribution per author:

0.503 = (α=2.01 / 4 authors) × 1.0x B-tier

α: calibrated so average coauthorship-adjusted count equals average raw count

Abstract

Individuals vary considerably in how much they earn during their lifetimes. This study examines the role of the tax‐and‐transfer system in mitigating such inequalities, which could otherwise lead to disparities in living standards. Utilizing a life‐cycle model, we determine that the tax‐and‐transfer system offsets 45% of lifetime earnings inequality attributed to differences in productive abilities and education. Additionally, the system insures against 47% of lifetime earnings risk. Implementing a lifetime tax reform that links annual taxes to prior employment could enhance the system's insurance function, though it may involve tradeoffs in terms of employment and overall welfare.

Technical Details

RePEc Handle
repec:wly:quante:v:16:y:2025:i:2:p:565-613
Journal Field
General
Author Count
4
Added to Database
2026-01-25