Annamaria Lusardi

Global rank #2002 97%

Institution: Stanford University

Primary Field: Finance (weighted toward more recent publications)

Homepage: https://www.annamarialusardi.com/

First Publication: 1997

Most Recent: 2025

Publication Scores

Scores use coauthorship adjustment: α/n credit per paper, where n = number of authors. α = 2.01: calibrated so average adjusted count equals average raw count (a zero-sum adjustment).

Period	S (4x)	A (2x)	B (1x)	Total
Last 5 Years	0.67	0.50	1.91	5.60
Last 10 Years	1.34	0.50	3.25	9.95
All Time	5.87	3.35	7.94	41.46

Publication Statistics

Raw Publications 29

Coauthorship-Adjusted Count 23.96

Publications (29)

Year	Article	Journal	Tier	Authors
2025	Evaluating the effects of a low-cost, online financial education program	Journal of Economic Behavior and Organization	B	5
2022	Evaluating Deliberative Competence: A Simple Method with an Application to Financial Choice	American Economic Review	S	3
2022	Financial education affects financial knowledge and downstream behaviors	Journal of Financial Economics	A	4
2021	Stereotypes in financial literacy: Evidence from PISA	Journal of Corporate Finance	B	2
2021	Attitudes towards Debt and Debt Behavior	Scandanavian Journal of Economics	B	4
2020	Assessing the impact of financial education programs: A quantitative model	Economics of Education Review	B	3
2020	Debt and Financial Vulnerability on the Verge of Retirement	Journal of Money, Credit, and Banking	B	3
2017	EMPLOYEE FINANCIAL LITERACY AND RETIREMENT PLAN BEHAVIOR: A CASE STUDY	Economic Inquiry	C	3
2017	Optimal Financial Knowledge and Wealth Inequality	Journal of Political Economy	S	3
2015	Bankruptcy Rates among NFL Players with Short-Lived Income Spikes	American Economic Review	S	4
2014	Five steps to planning success: experimental evidence from US households	Oxford Review of Economic Policy	C	6
2013	Financial literacy and its consequences: Evidence from Russia during the financial crisis	Journal of Banking & Finance	B	3
2011	Financial literacy and stock market participation	Journal of Financial Economics	A	3
2011	Financially Fragile Households: Evidence and Implications	Brookings Papers on Economic Activity	B	3
2010	The Importance of Business Owners in Assessing the Size of Precautionary Savings	Review of Economics and Statistics	A	4
2008	Planning and Financial Literacy: How Do Women Fare?	American Economic Review	S	2
2007	Baby Boomer retirement security: The roles of planning, financial literacy, and housing wealth	Journal of Monetary Economics	A	2
2006	Comment on: "A portfolio view of consumer credit"	Journal of Monetary Economics	A	1
2005	Explaining the wealth holdings of different cohorts: Productivity growth and Social Security	European Economic Review	B	3
2004	Liquidity Constraints, Household Wealth, and Entrepreneurship	Journal of Political Economy	S	2
2003	Credit market constraints and labor market decisions	Labour Economics	B	2
2001	Saving puzzles and saving policies in the United States	Oxford Review of Economic Policy	C	3
2001	Savings of Young Parents	Journal of Human Resources	A	3
1999	Saving after retirement: evidence from three different surveys	Labour Economics	B	3
1998	On the Importance of the Precautionary Saving Motive.	American Economic Review	S	1
1998	Understanding Saving: Evidence from the United States and Japan. By Fumio Hayashi. Cambridge, MA: MIT Press, 1997. Pp. x, 510. $50.00.	Southern Economic Journal	C	1
1997	Consumption, saving and habit formation	Economics Letters	C	2
1997	Saving and income smoothing: Evidence from panel data	European Economic Review	B	2
1997	Precautionary saving and subjective earnings variance	Economics Letters	C	1